![]() ![]() There are no special easements tied to the land and the amount of land you’re buying matches a recent survey (If there is no survey, consider having one done.).There are no environmental issues with your farm (Having an onsite environmental audit done would help ensure that you are not buying an expensive cleanup project.).Any buildings, fences and utilities on the property are in good working condition – and if not, that you have the time and money to improve them.The soil is farmable, the climate is suitable for your growing requirements, and you have sufficient drainage and irrigation.The water is clean and sufficient for the needs of the farm and humans if you plan to live there.Once you find a piece of land or a farm that suits your needs, do a little detective work before you commit. If you engage the help of a realtor, make sure he or she has experience in farming properties. Even in this day and age, rural land changes hands without ever placing an ad. Residents of farm communities are usually aware when a farmer is selling or thinking of selling. A good place to start is by inquiring at local farm-related businesses and popular hangouts. ![]() The other route would be to purchase land or an existing farm. Leasing land can be a more economical way to test your farm ideas out before going “all in.” Leased land is a smart option for start-up farmers. If you don’t have land or access to land, you can lease land from another farmer or landowner. If you were raised on a farm or farming is in your family, you may already have that part figured out. What type of farmer do you want to be? Do you want to grow crops or raise animals? What specific skills do you have to help your farm grow and flourish? Where do you see your business going in the next five and 10 years? Finding your field What type of farmer will you be?įirst of all, you need to know a few things about yourself. Let’s take a look at what’s required before you take that big step into farm life. While traditional lenders tend to have a one-size-fits-all approach, we have a more flexible, moldable approach.Do you dream of owning your own farm? Purchasing a farm takes time, forethought, land and of course, financing. Not everyone’s reasons for living on rural land are the same, nor are their pieces of land or homes the same. At United Ag Lending, we’ve connected countless people to the right financing for their rural home. When searching for a home in a rural area, it’s important to work with people who have agricultural expertise. This program is also attractive for buyers who would like to manage a small amount of livestock and crops. Our rural residential loans can help you acquire the kind of ideal property for recreational activities like hunting, fishing, and ATV riding. No matter if you are a first time home buyer, or you’re looking for your dream property for retirement, we can help make it happen. Is your heart set on a rural lifestyle? We have just the program for you! Our rural residential program can make your dream of living on your own private, secluded land a reality. Property has a home on it which serves as your primary residence or second home.As long as you meet our requirements for a hobby farm loan, you’re set. Indoor and outdoor horse arenas (with no cap on a number of stalls)įarmers and non-farmers alike, we genuinely care about bringing your passions to life.Our loans are ideal for hobby farms with: Our hobby farm loans are offered to borrowers who have innovative ideas for their project, and we can affirm these projects with fixed rate terms and no early payment penalties. Have you been told “no” by a bank or lender because your property falls outside of their stipulations? Our hobby farm loans are unique in that they fall outside of traditional agricultural loans and are welcoming to a diverse selection of hobby farms! ![]()
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